These terms apply to the Household Finance Tracker template and the Finance Tracker Importer script and add-on (together, "the tracker"), provided free by N. Jayakanthan.
Use
You may use, copy and adapt the tracker for personal and household use, and share the product page with others.
No financial, tax or legal advice
The tracker is a budgeting tool. Its categories, rental estimates and summaries are not financial, tax, legal or investment advice. Check important numbers against your bank statements, tax forms or a qualified professional.
Your responsibility for your data
You choose which statements to import and who can see your spreadsheet. Keep sharing restricted, store only the last 4 digits of account numbers, and delete downloaded statement files when you no longer need them.
No warranty
The tracker is provided "as is", without warranties of any kind. Bank file formats change, and imports can be incomplete or miscategorized; review imported rows before relying on them.
Limitation of liability
To the fullest extent allowed by law, the developer is not liable for any loss or damage arising from use of the tracker, including errors in imported or calculated figures.
Changes and availability
The tracker may be updated, changed or withdrawn at any time. Continued use after a change means you accept the updated terms.
Governing law
These terms are governed by the laws of the Commonwealth of Virginia, United States.